Foreclosures Begins Enhance 10 % Yr Over Yr; Accomplished Foreclosures (REOs) Rises 23 % Yearly
IRVINE, Calif. — August 27, 2026 —ATTOM, the main supplier of property information, AI-powered intelligence, and actual property analytics options, immediately launched its July 2026 U.S. Foreclosures Market Report, which exhibits there have been a complete of 39,906 U.S. properties with foreclosures filings— default notices, scheduled auctions or financial institution repossessions — up 1 % from a month in the past and up 10 % from a yr in the past.
“The rise in foreclosures begins and accomplished foreclosures in comparison with final yr exhibits that monetary pressures stay an element for some householders,” mentioned Rob Barber, CEO at ATTOM. “Nevertheless, the broader context is necessary. Foreclosures exercise stays comparatively low by historic requirements. Whereas annual will increase have turn into extra widespread, present volumes point out that the market stays comparatively resilient total.”
Nevada, South Carolina, and Florida file worst foreclosures charges in July
In July 2026, one in each 3,603 housing models nationwide had a foreclosures submitting. Nevada led the nation with one foreclosures submitting for each 1,703 housing models. South Carolina ranked second (one in each 2,085 housing models), adopted by Florida (one in each 2,232 housing models), Delaware (one in each 2,579 housing models), and Texas (one in each 2,653 housing models).
Amongst metro areas with populations of 200,000 or extra, Punta Gorda, FL recorded the worst foreclosures fee in July 2026, with one submitting for each 899 housing models. Following Punta Gorda had been Killeen, TX (one in each 1,359); Las Vegas, NV (one in each 1,394); Vallejo, CA (one in each 1,432 housing models); and Lakeland, FL (one in each 1,501).
Texas, Florida, and California submit most foreclosures begins nationwide
Lenders initiated the foreclosures course of on 26,648 U.S. properties in July 2026, up 2 % from the earlier month and up 10 % from a yr in the past.
Texas led the nation in foreclosures begins in July 2026 (3,306 foreclosures begins); adopted by Florida (3,277 foreclosures begins); California (2,540 foreclosures begins); Illinois (1,243 foreclosures begins); and Georgia (1,217 foreclosures begins).
Opposite to the nationwide development, amongst metropolitan areas with a inhabitants of no less than 200,000 with no less than 20 foreclosures begins, the next noticed the most important year-over-year declines in foreclosures begins in July 2026: Tulsa, OK (lower from 138 foreclosures begins in July 2025 to 41 in July 2026); Spokane, WA (lower from 43 to twenty foreclosures begins); Fayetteville, NC (lower from 62 to 31 foreclosures begins); Toledo, OH (lower from 98 to 49 foreclosures begins); and Greeley, CO (lower from 47 to 24 foreclosures begins).
Accomplished foreclosures keep elevated in comparison with final yr
Lenders repossessed 4,764 U.S. properties by means of accomplished foreclosures (REOs) in July 2026, just about unchanged from the earlier month however up 23 % from a yr in the past.
States with the very best variety of REOs in July 2026 had been Texas (1,265 REOs); California (616 REOs); North Carolina (299 REOs); Maryland (272 REOs); and Virginia (263 REOs).
These main metropolitan statistical areas (MSAs) with a inhabitants larger than 200,00 that noticed the very best variety of REOs in July 2026 included: Houston, TX (405 REOs); Dallas, TX (223 REOs); Baltimore, MD (164 REOs); Washington, DC (131 REOs); and San Antonio, TX (128 REOs).
Options For Each Business
Key takeaways from the July 2026 foreclosures information
ATTOM’s July 2026 U.S. Foreclosures Market Report exhibits that 39,906 properties nationwide had a foreclosures submitting, up 1 % from the prior month and 10 % from July 2025. Foreclosures begins elevated 10 % yr over yr to 26,648, whereas accomplished foreclosures (REOs) rose 23 % to 4,764, extending a broader development of annual will increase. Regardless of the upward motion, foreclosures exercise stays under pre-pandemic norms.
###
Report methodology
The ATTOM U.S. Foreclosures Market Report gives a depend of the entire variety of properties with no less than one foreclosures submitting entered into the ATTOM Information Warehouse through the month and quarter. Some foreclosures filings entered into the database through the quarter might have been recorded within the earlier quarter. Information is collected from greater than 3,000 counties nationwide, and people counties account for greater than 99 % of the U.S. inhabitants. ATTOM’s report incorporates paperwork filed in all three phases of foreclosures: Default — Discover of Default (NOD) and Lis Pendens (LIS); Public sale — Discover of Trustee Sale and Discover of Foreclosures Sale (NTS and NFS); and Actual Property Owned, or REO properties (which have been foreclosed on and repurchased by a financial institution). For the annual, midyear and quarterly reviews, if multiple kind of foreclosures doc is obtained for a property through the timeframe, solely the latest submitting is counted within the report. The annual, midyear, quarterly and month-to-month reviews all examine if the identical kind of doc was filed in opposition to a property beforehand. In that case, and if that earlier submitting occurred throughout the estimated foreclosures timeframe for the state the place the property is situated, the report doesn’t depend the property within the present yr, quarter or month.
About ATTOM
ATTOM delivers AI-driven property intelligence constructed on one of many nation’s most trusted property information belongings, protecting 160+ million U.S. properties—99% of the inhabitants. Our engineered, multi-sourced actual property information spans property tax, deeds, mortgages, foreclosures, environmental danger, property situations, pure hazards, neighborhood insights, and geospatial boundaries, rigorously validated for superior analytics. ATTOM helps analytics and AI-driven purposes by means of versatile supply choices together with APIs, bulk licensing, cloud supply, and the MCP Server for AI-powered, agentic entry to engineered property information—enabling organizations to automate evaluation and scale property intelligence throughout industries.
Media Contact:
Megan Hunt
megan.hunt@attomdata.com
Information and Report Licensing:
949.502.8313
datareports@attomdata.com
The submit Foreclosures Exercise Stays Elevated from a Yr In the past in July 2026 appeared first on ATTOM.
